AI Financial Analysis Prompts

Analyze these financial statements: [paste or describe key numbers]. Calculate and interpret: revenue growth rate and trend, gross and net margins, operating leverage, working capital health, and debt-to-equity ratio. Compare to industry benchmarks for [industry]. Identify the 3 most important signals (positive or negative) and what questions an investor would ask.

Help me build a financial model for [business type]. Inputs: [list assumptions - growth rate, pricing, costs]. Create: revenue model (bottom-up), cost structure (fixed vs. variable), P&L projection for 12 months, key sensitivity variables, and break-even analysis. Format as formulas I can put in a spreadsheet. Flag which assumptions have the biggest impact on outcomes.

Analyze this budget vs. actual report: Budget: [paste budget figures]. Actual: [paste actual figures]. For each line item with significant variance: calculate the variance ($ and %), explain likely causes, determine if it's a one-time or recurring issue, and recommend corrective action. Summarize: overall financial health, biggest concerns, and what to adjust in the next forecast.

Build an investment thesis for [company/asset]. Analyze: the business model and competitive moats, growth drivers and TAM, financial health and trajectory, key risks and mitigants, and a simple valuation framework. Present: bull case, base case, and bear case with estimated returns. What would change your mind (positive and negative catalysts)?

Build a 6-month cash flow forecast for [business]. Current position: [describe - cash on hand, monthly burn, revenue]. Inputs: [list known inflows and outflows]. Include: operating cash flow, one-time expected expenses, seasonal adjustments if applicable, and a buffer recommendation. Identify the month with the tightest cash position and suggest 3 ways to improve it.